Western Union Money Exchange

Currency conversion and hidden fees 💱

Exchange rate markup: Western Union adds a spread of around 1-7% over mid-market rates (the actual exchange rate used between banks). For example, USD→INR transfers often come with a 4-7% markup.

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Transfer fees: These vary depending on factors such as amount, country, funding method, and payment method. Fees are typically ~$0.65–3.76 per $100 for bank-funded transfers, but can rise to $4–$33+ for cash pickup or using a card.